Disintermediation in Esoteric Assets (Part 2)

Consumer lending is all over the place - if you ask me that market is getting crowded in the US (no pun intended). LC, Prosper, Upstart, Earnest, Peerform, etc. etc. Real Estate Lending is getting big with RealtyShares and Fundrise all taking 10's of millions of investment dollars and key…

50+ Real Estate Crowdfunding portals

I didn't compile this list, It's originally from the Huffington Post. Whew - that's a crowded space. aCrowd American Colonial Capital Fund American Homeowner Preservation AssetAvenue Blackhawk Investments Carlton Accredited Equity CCFG Investments Creative Equity Group CrowdMason CrowdStreet CrowdTranche CrowdVested CRWD DiversyFund EquityHunt ForeFund Capital Fquare Funding Hamptons Fundrise Gizmo…

Vouch.com - Another Consumer Lender

It's been a while since I've had a chance to write, but I've had a lot of ideas percolating, as well as a few series I started that I haven't had a chance to continue. I joined a new start up called Vouch.com - consumer lending for thin file…

C# Prosper API Wrapper - Updated

A couple of semantic changes - mostly now returning a clean Task<List<T>>, instead of making the method async Task<List<T>>. However, one big change is that I've made GetProsperObjectAsync<T>(string url) public instead of private. This…

Accredited Investor Verification Services

There are a lot of pieces to building an online lending platform. For the peer-to-peer platforms, there are limits on the types of investors that can invest on the platform. Unless they have gone through a lengthy process with the SEC (Prosper / Lending Club) or they are issuing securities under…

SEC Committee on Crowdfunding

The SEC Investor Advisory Committee recently had a meeting with one of their topics Crowdfunding. They came out with six recommendations: 1. Tighter restrictions on the amounts investors can invest in crowdfunding For non-accredited investors, the committee recommends a “lesser of” approach. The investment limits will be the “lesser of…